Answers about the plan, including eligibility, options, enrollment, customer service and more.
Who is Eligible?
What is the Cost of Waiting to Purchase Long Term Care Insurance?
If you are thinking of waiting to purchase LTC insurance coverage, consider the impact of waiting:
Waiting delays covering your LTC risk can cost you money and deplete savings.
Won’t the Federal Government Pay for my Long Term Care?
Medicare provides minimal financial support for LTC services. Medicare was designed to pay for acute medical conditions and post-rehabilitative care; it was not intended to pay for costs associated with LTC. To qualify for nursing home care under Medicare, a three-day hospital stay is required, and care must be rehabilitative in nature. If these conditions are met, Medicare will pay for the first 20 days. Days 21-100 require a co-payment. There is no coverage after day 100.